How People Spend (or Save) Their Money
ESL Lesson PlansHow People Spend (or Save) Their Money

How People Spend (or Save) Their Money

Everyday choices about money can feel simple, but the reasons behind them are not—and that tension makes for great discussion. This B1 group lesson for adults introduces practical financial vocabulary such as budget, savings account, deposit, withdraw, interest rate, invest, credit card, debt, bargain, discount, save up, expense, and income. Learners discuss spending habits, compare priorities, and build confidence using real-life language in guided speaking tasks.

Skills

  • Can briefly give reasons and explanations for opinions, plans and actions.
  • Uses a wide range of simple vocabulary appropriately when discussing familiar topics.
Online Interactive
Based on CEFR
Fully Customizable
1

Look at the examples of pros and cons of saving money. Add one more sentence to each list.

Pros:
1
Helps you build a safety net for emergencies and unexpected expenses.
2
Allows for bigger purchases, like a car or a house, when saving is done.
3
Reduces stress about finances since you have some savings.
Cons:
1
Saving money often means less spending on fun things now.
2
Sometimes, it takes a long time to save up enough for big goals.
3
May feel like you're missing out on experiences while you're trying to save.
Your answer:
2

Take a class vote.

3

Read the text paying attention to the words in bold. Do you know the words?

4

Check your ideas and match the words to their definitions.

5

Complete the dialogue with the missing words.

6

Answer the questions using the words from the lesson.

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